Can I get a loan if I have bad credit?
There are many different types of loans available nowadays. There is probably one that will fit your situation. However, depending on how bad your credit is, expect to pay higher interest rate and points, and/or put a higher down payment.
If you have A paper credit, you can have your choice of loans with the best rate. B paper will get you slightly higher rate and points. If you have to use a sub-prime lender, you can expect quite a higher jump in the rate, also a pre-payment penalty will be part of the conditions. Make sure you understand all the terms of the loan before you agree to it.